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What is Bodily Injury Coverage?  Generally speaking, bodily injury coverage protects you as the driver from having to pay out-of-pocket for injuries caused to others in an at-fault accident. this coverage may cover medical expenses, funeral costs and loss of income you incur as a result of the at-fault accident. It may also help to cover legal fees should the accident result in legal action against you.

What is Property Damage Coverage?  Another type of liability coverage is property damage coverage. This coverage provides insurance to cover the costs of repairing damage to someone else’s property that occurred as a result of an at-fault accident. It may also cover the cost of repairing the vehicles of other drivers who were involved in the incident.

What is Uninsured / Underinsured Motorist Coverage? There are drivers who carry lower levels of coverage or limits who may not have enough coverage in a serious accident and are considered underinsured.  If you find yourself in an accident with someone who is uninsured or underinsured, Uninsured / Underinsured Motorist Coverage may be able to help cover damages and avoid an otherwise expensive and lengthy legal process.

Homeowner Insurance

What is the main coverage in any homeowners policy? A standard homeowners insurance policy provides coverage to repair or replace your home and its contents in the event of damage. That usually includes damage resulting from fire, smoke, theft or vandalism, or damage caused by a weather event such as lightning, wind, or hail

What are the four different types of property coverages? A standard policy includes four key types of coverage: dwelling, other structures, personal property and liability. If your home is damaged by a covered event, like strong winds, dwelling coverage can help pay to repair it.

Business Insurance 

 Commercial Auto

 Business Owner Policy ( Retail and Service Businesses) 

 Artisan and Contractor  

 Commercial Packages